Expert help when you need it
Our team of licensed NGA agents is ready to answer all your life insurance questions and provide personalized support.
NGA never requires a medical exam for anyone. You can apply for personalized online life insurance coverage through NGA without needing to schedule an exam—just answer a few health-related questions. Regardless of your health status, with NGA, you are eligible for a no-medical-exam life insurance policy.
With online no-medical-exam life insurance, most traditional policies require a medical exam to determine your final rate. This process can be time-consuming, requiring you to schedule and attend an exam, followed by waiting for the results to be analyzed for policy underwriting. Instant life insurance offers a faster alternative by eliminating the need for a medical exam.
Alternative Life Insurance Options for Higher-Risk Applicants
Some insurers require a medical exam to determine premiums, especially for high-risk applicants. NGA Financial offers alternatives like simplified issue and guaranteed issue policies. Depending on your health answers, you might qualify for a simplified issue policy or a guaranteed issue policy with coverage up to $35,000.
Speed Up Your Application Process with These Tips
Provide detailed and accurate answers to all questions. Have these items ready:
– Your driver’s license
– Social security number (for identity verification)
– Personal and family medical history, and
– Current prescription information.
Our team of licensed NGA agents is ready to answer all your life insurance questions and provide personalized support.
We offer flexible 10-, 15-, 20-, and 30-year term lengths to meet your life insurance needs.
Choose coverage ranging from $10,000 to $2 million with NGA Financial’s flexible life insurance options.
Complete our 100% online application in minutes. Just answer a few health questions and receive your life insurance quote today with no requirement for a medical exam through NGA.
To provide you with the information you need quickly and easily.
Life insurance can be complicated. Luckily, we’re always here to help.